Biotos was present at the very early stage of ISO 20022 creation, in the 2000s. We also participated in its first large scale implementation : the SEPA. Not only particpating in tuning the rules within standardisation bodies, we also entered into the implementation field and coordinated several SEPA rollouts. These days, Target2 system is moving to ISO 20022. CBPR+ project has started worldwide. Biotos is deeply engaged in each of them.