SECURITY IS OMNIPRESENT IN PAYMENT. REGULATORY CONSTRAINTS ALSO. IT IS A TRUE KNOW-HOW TO INCLUDE IN ONE SINGLE ROLLOUT THE CORPORATE GOVERNANCE, THE LEGAL OBLIGATIONS LIKE PROTECTION OF PERSONAL DATA OR ANTI MONEY LAUNDERY, THE LAWS OF EACH COUNTRY, THE REQUIREMENTS IN TERMS OF ENCRYPTION FROM THIRD APPLICATIONS, THE SEGREGATION OF DUTIES, THE NUMERIC IDENTIFICATION OF INDIVIDUALS AND MESSAGES.