THE LANDSCAPE OF PAYMENTS IS CONTINUOUSLY CHANGING. MOVING TO ISO 20022 STANDARDS, IMPLEMENT SEPA CREDIT TRANSFER AND DIRECT DEBIT, DEAL WITH INSTANT PAYMENT, BENEFIT FROM REAL-TIME TRACKING OF INTERNATIONAL PAYMENTS, ACCESS TO NEW BANK A.P.I.’S, ARE MANY EXAMPLES OF TECHNICAL MIGRATIONS THAT ARE IMPACTING THE TREASURER OF THE COMPANY AND THE WAY HE OR SHE DAILY MANAGES THE CORPORATE’S LIQUIDITIES.